Bajaj Finance Limited is the lending arm of Bajaj Finserv Limited . Headquartered in Pune.
India it is one of the most diversified NBFC ( Non Banking Finance Company) in the market. The company's **Product Offerings include : **
- Consumer Durable Loans,
- Lifestyle Finance,
- Digital Product Finance,
- Personal Loans,
- Loan against Property,
- Small business loans,
- Wallet,
- Co-branded credit cards,
- Two-wheeler and Three-wheeler loans,
- Commercial lending/SME Loands,
- Loans against Securities and Rural Finance which includes Gold Loans and
- Vehicle Refinancing Loans along with Fixed Deposits.
Bajaj Finance has the highest domestic credit rating of AAA/Stable for long term borrowing, A1+ for the short term borrowning, and FAAA/Stable & MAAA (Stable) for its FD program.
It has a long term issuer credit rating of BB+/Positive and short-term rating of B by S&P Gobal ratings.