Bajaj Finance Limited is the lending arm of Bajaj Finserv Limited . Headquartered in Pune.

India it is one of the most diversified NBFC ( Non Banking Finance Company) in the market. The company's **Product Offerings include : **

• Consumer Durable Loans,
• Lifestyle Finance,
• Digital Product Finance,
• Personal Loans,
• Loan against Property,
• Small business loans,
• Wallet,
• Co-branded credit cards,
• Two-wheeler and Three-wheeler loans,
• Commercial lending/SME Loands,
• Loans against Securities and Rural Finance which includes Gold Loans and
• Vehicle Refinancing Loans along with Fixed Deposits.

Bajaj Finance has the highest domestic credit rating of AAA/Stable for long term borrowing, A1+ for the short term borrowning, and FAAA/Stable & MAAA (Stable) for its FD program.

It has a long term issuer credit rating of BB+/Positive and short-term rating of B by S&P Gobal ratings.