Baselight

Credit/Loan Dataset - Rural India

Unlocking Opportunities: Exploring Credit and Loan Dynamics in Rural India

@kaggle.heydido_creditloan_dataset_rural_india

About this Dataset

Credit/Loan Dataset - Rural India

One of the metrics used by banks to check credit worthiness of an individual is credit score, but for people who have never taken a loan in the past don't have a credit score in first place, and it becomes difficult for banks to lend them.

The "Credit/Loan Dataset - Rural India" is a collection of data points of individuals without a prior credit score and the loan amount sanctioned to them.

The dataset can be used to train models to check the eligible loan amount.

Challenges:

  1. The dataset is pretty raw and needs a lot of EDA/FE/FS
  2. Some features have > 100 unique values

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