Unlocking Opportunities: Exploring Credit and Loan Dynamics in Rural India
Dataset Description
One of the metrics used by banks to check credit worthiness of an individual is credit score, but for people who have never taken a loan in the past don't have a credit score in first place, and it becomes difficult for banks to lend them.
The "Credit/Loan Dataset - Rural India" is a collection of data points of individuals without a prior credit score and the loan amount sanctioned to them.
The dataset can be used to train models to check the eligible loan amount.
Challenges:
- The dataset is pretty raw and needs a lot of EDA/FE/FS
- Some features have > 100 unique values
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