Dataset: Credit/Loan Dataset - Rural India

About this Dataset

Credit/Loan Dataset - Rural India

One of the metrics used by banks to check credit worthiness of an individual is credit score, but for people who have never taken a loan in the past don't have a credit score in first place, and it becomes difficult for banks to lend them.

The "Credit/Loan Dataset - Rural India" is a collection of data points of individuals without a prior credit score and the loan amount sanctioned to them.

The dataset can be used to train models to check the eligible loan amount.

Challenges:

The dataset is pretty raw and needs a lot of EDA/FE/FS
Some features have > 100 unique values

Tables

Ruralcreditdata

@kaggle.heydido_creditloan_dataset_rural_india.ruralcreditdata

635.4 KB
40000 rows
21 columns


CREATE TABLE ruralcreditdata (
  "id" BIGINT,
  "city" VARCHAR,
  "age" BIGINT,
  "sex" VARCHAR,
  "social_class" VARCHAR,
  "primary_business" VARCHAR,
  "secondary_business" VARCHAR,
  "annual_income" DOUBLE,
  "monthly_expenses" DOUBLE,
  "old_dependents" BIGINT,
  "young_dependents" BIGINT,
  "home_ownership" DOUBLE,
  "type_of_house" VARCHAR,
  "occupants_count" BIGINT,
  "house_area" DOUBLE,
  "sanitary_availability" DOUBLE,
  "water_availabity" DOUBLE,
  "loan_purpose" VARCHAR,
  "loan_tenure" BIGINT,
  "loan_installments" BIGINT,
  "loan_amount" DOUBLE
);