Dataset: Loan Approvals

About this Dataset

Loan Approvals

For Individuals

Achieving Life Goals: Understanding loan approval factors helps individuals secure loans for purchasing homes, starting businesses, or funding education.
Financial Stability: Improving chances of loan approval reduces financial strain and supports long-term financial well-being.

For Banks

Efficient Resource Allocation: Informed loan approvals mitigate risks, prevent defaults, and support economic stability.
Economic Growth: Access to credit stimulates consumption and investment, fostering economic growth.

For Financial Organizations

Strategic Decisions: Insights from loan data help tailor marketing campaigns, product offerings, and pricing structures to consumer preferences and risk profiles.

Tables

Loan Data

@kaggle.prateekmaj21_loan_approvals.loan_data

16.95 KB
614 rows
12 columns


CREATE TABLE loan_data (
  "gender" VARCHAR,
  "married" VARCHAR,
  "dependents" VARCHAR,
  "education" VARCHAR,
  "self_employed" VARCHAR,
  "applicant_income" BIGINT,
  "coapplicant_income" DOUBLE,
  "loan_amount" BIGINT,
  "term" DOUBLE,
  "credit_history" DOUBLE,
  "area" VARCHAR,
  "status" VARCHAR
);