Loan Prepayment Dataset

Detailed information on borrower characteristics, including credit scores and first-time homebuyer status
Loan specifics such as original unpaid principal balance (UPB), loan-to-value ratio (LTV), and origination interest rate
Property attributes such as occupancy type and property type
Loan servicing details, including seller and servicer names
Historical delinquency data, including whether the loan has ever been delinquent and the number of months delinquent
Repayment timeline, including the first payment date and maturity date
Geographical data such as Metropolitan Statistical Area (MSA) and property state
Information on the number of units in the property and the purpose of the loan (e.g., purchase or refinance)
Other factors such as debt-to-income ratio (DTI) and combined loan-to-value (OCLTV) ratio