Loan - Credit Risk & Population Stability

Loan - Credit Risk & Population Stability is a part of Lending Club Company public database.
LendingClub is a US peer-to-peer lending company, headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. LendingClub is the world's largest peer-to-peer lending platform.

The data was divided into two parts.

The first data (loan_2014-2018.csv) contains almoust 1800 000 consumer loans issued from 2014 to 2018.
The second one (loan_2019-2020.csv) is specially separated to check if model have similar characteristics and is still up to date.

This data is a part of Complete Credit Risk Modeling Project.
The project is divided on 3 parts:

1. https://www.kaggle.com/code/beatafaron/complete-credit-risk-modeling-1-eda
   Preparing & Training models

Created by: Beata Faron
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Data Scientist working on demand forecasting, NLP, and business-oriented ML.